86 South Main
Brigham City, UT 84302
435.695.2300
550 N. Main Street Suite 110
Logan, UT  84321
435.752.1351
216 East Main
Tremonton, Utah
435.257.5320

Group Benefits Bonds/Surety Insurance Glossary
Professional Liability

Professional Liability Insurance (E&O insurance) protects you and/or your company from the costly defense and settlement of claims for errors, omissions or the failure of your work to perform as promised or intended.

Professionals are expected to have extensive technical knowledge or training in their particular area of expertise and to perform services for which they were hired, according to the standards of conduct in their profession. Certain professions (architects, engineers, lawyers, and medical practitioners) bear a more intrinsic E&O risk than others.

Coverage includes legal defense costs - no matter how baseless the allegation and can pay for any resulting judgments, including court costs.