Excess/Umbrella

Jury awards and out-of court settlements routinely run into millions these days. Add to this the cost of legal fees, and the cost can become overwhelming. All it takes is one major liability lawsuit and you could lose it all.your car, home, personal property, and even your future income!

An Umbrella Policy will buy you excess liability coverage to protect your property from high jury awards and, at the same time, extend your protection to areas omitted from the usual liability insurance policy.